
Our Mission
To enable financial institutions to deliver modern payment and expense solutions – custom-branded, with full ownership of the customer relationship and participation in new, scalable revenue streams.

Any network. Any processor. Anywhere.


To enable financial institutions to deliver modern payment and expense solutions – custom-branded, with full ownership of the customer relationship and participation in new, scalable revenue streams.

Banks are constrained by outdated processor and network platforms
Fintechs are outpacing banks in user experience and agility

Banks are best at lending, compliance, payments infrastructure, & relationship management
Zact enhances, not replaces – empowering banks with modern fintech infrastructure
Power your commercial card, expense, and payables offering with a modern, white-labeled platform — driving new revenue, deeper loyalty, and lower cost to serve. Zact offers a white-label solution that keeps your brand and customer relationships front and center. It generates increased revenue by driving card spend and improving customer loyalty, while attracting new deposits.
At Zact, we believe modern commercial payments should be simpler, more efficient, and more valuable — for everyone. Whether you're a corporation, a bank, or a channel partner, Zact helps you unlock new revenue, streamline operations, and delight customers with a next-generation platform built for the future of financial services.
Eliminate fragmented tools with a unified platform for cards, expenses, and payables.
Streamline workflows with interoperable tools built on a unified data model.
Automate expense capture and ERP sync, with real-time card controls.
Reduce manual effort, policy violations, and delays in financial closing.
Lower your total cost of ownership compared to fragmented legacy solutions.
Zact provides a dynamic suite of interoperable applications built on the Zact payments platform, which integrates directly with payment networks and accounting systems.
The Zact Payments Product Suite: Interoperable applications built on the Zact payments platform, which integrates directly with payment networks and accounting systems.
Financial Institutions: Zact – The FinTech for Banks. Zact’s financial institution partnership provides a comprehensive suite of card issuance / management and payment applications.
Zact Partners: A next-gen embedded finance platform, Zact specializes in optimizing revenue sharing for ISOs and ISVs through advanced money-in and money-out models.