Zact Platform: Corporate Card, Expense Management and Accounts Payable Automation. API and Bank integrations.

Trusted by Banks and Issuers
for Card, Expense, & Payment Solutions

Any network. Any processor. Anywhere.

Zact Platform: Corporate Card, Expense Management and Accounts Payable Automation. API and Bank integrations.

Who is Zact?

Our Mission

To enable financial institutions to deliver modern payment and expense solutions – custom-branded, with full ownership of the customer relationship and participation in new, scalable revenue streams.

The Problem We Solve

  • Banks are constrained by outdated processor and network platforms

  • Fintechs are outpacing banks in user experience and agility

Our Belief

  • Banks are best at lending, compliance, payments infrastructure, & relationship management

  • Zact enhances, not replaces – empowering banks with modern fintech infrastructure

Why Zact?

A Smarter Way for Banks to Grow Commercial Relationships

Power your commercial card, expense, and payables offering with a modern, white-labeled platform — driving new revenue, deeper loyalty, and lower cost to serve. Zact offers a white-label solution that keeps your brand and customer relationships front and center. It generates increased revenue by driving card spend and improving customer loyalty, while attracting new deposits.

At Zact, we believe modern commercial payments should be simpler, more efficient, and more valuable — for everyone. Whether you're a corporation, a bank, or a channel partner, Zact helps you unlock new revenue, streamline operations, and delight customers with a next-generation platform built for the future of financial services.

The Zact Approach

Superior Product, Lower Cost, Greater Efficiency

Simplicity

Eliminate fragmented tools with a unified platform for cards, expenses, and payables.

Productivity

Streamline workflows with interoperable tools built on a unified data model.

Control

Automate expense capture and ERP sync, with real-time card controls.

Accuracy

Reduce manual effort, policy violations, and delays in financial closing.

Value

Lower your total cost of ownership compared to fragmented legacy solutions.

Ready to dive in?
Request your demo today.